Initial Review

What is needed for an initial loan review?

For us to consider a loan request, please submit the following:

1 -  Executive Summary briefly explaining the loan request:

  • Project Description
  • Requested Loan Amount
  • Collateral Description

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2 – The following information on the subject business:

  • Interim Financial Statement
  • Tax Returns or Year-End Financial Statements for the Most Recent Two Years
  • List of Existing Business Debt

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3 – The following information on each of the borrower(s) or guarantor(s):

  • Most recent Personal Federal Tax Return
  • Personal Financial Statement
  • Credit report, (if available)

Upon receipt of this information an initial credit review will take place, typically within 48 hours. If the loan request is viable, a Conditional Loan Commitment (CLC) will be provided. For information on LCC’s complete loan request processing please click here.